A New and Easy Way to Choose Health Insurance As you go through life your needs change your health insurance should do the same вЂў Vhi HealthcareвЂ™s new suite of LifeStage Plans provide a convenient and easy way to select or change cover вЂў 5 Plans available вЂў All Plans include the hospital cover you need Plus generous cover for day-to-day medical expenses вЂў Relevant LifeStage benefits вЂў And competitively priced вЂў Hospital Cover For singles or those taking out cover for the first time Access to Public and Private Hospitals (excluding Blackrock Clinic & Mater Private) LifeStage Benefits Day-to-day Medical Expenses Cover вЂў вЂў вЂў вЂў вЂў Travel Vaccinations - в‚¬50 Accident & Emergency - в‚¬60 GP Visits Dental/ Optical Alternative Medicine вЂ¦..and more вЂў Hospital Cover If you have children or thinking of starting a family Blackrock Clinic & Mater Private) LifeStage Benefits Day-to-day Medical Expenses Cover Access to Public and Private Hospitals (excluding вЂў вЂў вЂў вЂў вЂў вЂў вЂў вЂў Maternity вЂ“ Up to в‚¬2,500 Home Births вЂ“ Up to в‚¬2,500 Child Home Nursing вЂ“ Up to в‚¬2,800 Parent Accompany Child вЂ“ Up to в‚¬1,400 Child Counselling вЂ“ Up to в‚¬240 GP Visits Dental/ Optical Alternative Medicine вЂ¦and more Day-to-day Medical Expenses Cover вЂ¦ comes as standard with every plan Annual Excess в‚¬1 GP Visits в‚¬20 per visit (max. 25 per person p.a.) Physiotherapy в‚¬20 per visit (max. 25 per person p.a.) Alternative Medicine в‚¬20 per visit (max. 12 combined visits p.a.) Dental Visits в‚¬20 per visit (unlimited) Optical Visits в‚¬20 per visit (1 every 2 years) Screening в‚¬40 per visit every 2 years Getting something back every year Annual Day-to-day Medical Expenses Example: Family of 2 Adults and 2 Children Expense Type Number of Visits Cost per visit Total Cost Vhi Healthcare Benefit G.P. Visit 4 в‚¬40 в‚¬160 в‚¬80 Dental 2 в‚¬30 в‚¬60 в‚¬40 Eye Test 1 в‚¬30 в‚¬30 в‚¬20 Health Screening 1 в‚¬40 в‚¬40 в‚¬40 Complementary Medicine 3 в‚¬30 в‚¬90 в‚¬60 в‚¬380 в‚¬240 Covering over 60% of your families Day-to-day Medical Expenses Additional Out-Patient Expenses Annual Excess в‚¬125 per Individual в‚¬250 per Family Consultant в‚¬50 per visit Pathology Professional & Technical в‚¬20 per referral and agreed hospital charges Radiology Professional & Technical Standard benefit and agreed hospital charges Pre & Post Natal Up to в‚¬650 (depending on plan held) Home Nursing в‚¬40 per day up to a max. of в‚¬800 Emergency Dental в‚¬500 per year Annual Maximum Benefit в‚¬6,500 Treatment in the most expensive hospitals вЂў All cardiac, cancer and other specified procedures are available in the Public & Private hospitals covered on First Plan Plus, Family Plan Plus вЂў Blackrock Clinic & Mater Private are not covered вЂў Galway Clinic: First Plan Plus and Family Plan Plus cover all treatments except cardiac and other specified procedures* in this hospital *list available on request Access to Treatment вЂў All treatments performed in High-tech Hospitals are widely available in other hospitals covered on our LifeStage Plans вЂў Over 90% of consultants in Blackrock Clinic and Mater Private have admission rights in other hospitals Cardiac Treatment пѓјBon пѓјBon пѓјSt. Secours Secours VincentвЂ™s Private пѓјBeaumont пѓјUCHG пѓјTallaght пѓјSt. JamesвЂ™s пѓјMater пѓјMid-Western Regional пѓјBon Secours пѓјUniversity пѓјSouth College Infirmary Public Interventional Cardiology вЂў Growth in interventional treatment e.g. Angioplasty (stents), requiring less invasive complex heart surgery вЂў Performed extensively in:вЂ“ UCHG Galway вЂ“ Bon Secours, Cork вЂ“ Bon Secours and St VincentвЂ™s Private, Dublin Cancer Treatment Radiotherapy Radiotherapy services expanded in St. VincentвЂ™s Private with two new linnear accelaterators in 2004/05 пѓјGalway Clinic пѓјUniversity пѓјSt. VincentвЂ™s Private пѓјSt. Lukes College Hospital Cancer Treatment Chemotherapy пѓјSt. пѓјBon пѓјBeaumont Secours пѓјGalway Clinic пѓјUCHG пѓјMid-Western VincentвЂ™s Private Regional пѓјBon Secours пѓјUniversity College пѓјSouth Infirmary пѓјMercy Hospital пѓјSt. Lukes пѓјSt. JamesвЂ™s And Much MoreвЂ¦ вЂў вЂў вЂў вЂў вЂў Overseas cover - в‚¬100,000 on every Plan Tax relief at standard rates Group discount Student rates Current concessions will still apply вЂ“ Immediate hospital cover вЂ“ Immediate day-to-day cover (under 50вЂ™s) вЂў Added value services and Special Offers exclusive to Vhi Members вЂ“ MultiTrip Travel Plan for a little as в‚¬49 per annum вЂ“ NurseLine 24/7 at no extra cost вЂ“ Vhi.ie for a wealth of health & lifestyle information Reduce your cover and spend a little less ... вЂў By choosing First Plan or Family Plan you can reduce the cost by almost 24% вЂў Plans provide full cover in Public hospitals only Existing Vhi Healthcare Members also have a Choice вЂў Plans A-E & A-E Options are still available and members can stay on these Plans if they wish вЂў Transfer to LifeStage Choices is optional More Flexibility, More Choice LifeStage Choices Hospital Plans and HealthSteps Now even more ways to select the right Healthcare Cover Hospital Plans Hospital Cover вЂў Widest choice of hospitals and consultants вЂў Covering the full spectrum of Plans for all hospitals Can be Combined with HealthSteps hospital facilities and accommodation types вЂ“ private and semi-private rooms вЂў Providing Day-to-day Medical Expenses cover as an optional add-on Everyday Medical Expenses Cover GP Visits в‚¬20.00 в‚¬30.00 Annual Max. Dental Visits в‚¬15.00 в‚¬25.00 Unlimited Visits Consultant Visits в‚¬40.00 в‚¬60.00 Unlimited Visits Physiotherapist в‚¬20.00 в‚¬25.00 Annual Max. Eye Tests в‚¬20.00 в‚¬25.00 Every 2 Years Glasses/Lenses в‚¬35.00 в‚¬70.00 Every 2 Years Screening в‚¬75.00 в‚¬150.00 Every 2 Years G.P. Procedures Excluded Agreed Charges Unlimited Visits Consultant Pathologists fees Excluded в‚¬40.00 Unlimited Visits Consultant Radiologists fees Excluded в‚¬60.00 Unlimited Visits Alternative Medicine в‚¬20.00 в‚¬25.00 Combined Max. A WORLDWIDE ANNUAL TRAVEL INSURANCE POLICY EXCLUSIVE TO VHI HEALTHCARE MEMBERS FROM AS LITTLE AS в‚¬49вЂ¦ вЂў Cover for pre-existing medical conditions вЂў No waiting periods and вЂў No medical assessment to complete Vhi Healthcare Member Price Multi Trip Worldwide Individual Couple* Family** в‚¬49 в‚¬69 в‚¬95 *One adult plus any other person under 65 years **One/two adults plus any number of dependent children under 18 years Assist from Vhi Healthcare Assist from Vhi Healthcare is a medical emergency advice helpline which is available to all Vhi Healthcare members while on holidays abroad or on a temporary stay abroad. Assist from Vhi Healthcare provides: п‚§ Medical cover ranging from в‚¬65,000 to в‚¬100,000 п‚§ 24 hour emergency advice and information service п‚§ Repatriation to Ireland up to в‚¬2 million Premiums Compared Plan A Plan B Plan B в‚¬381.01 Excess в‚¬544.53 First Plan Family Plan в‚¬459.46 в‚¬468.70 в‚¬481.37 First Plan Family Plan Plus Plus в‚¬570.67 в‚¬579.91 Special Concession Offer пЃ® Immediate Cover пЃ® 26 Week Waiting Period Waived пЃ® Group Number 122 This offers applies to staff and their Dependants, full indemnity for new medical conditions.